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Terms of Service

Basics

These Terms of Service (“Terms”) govern your use of the services provided by The Finance Journalist through our website, mobile applications, or any other platform or technology we provide (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use the Service.

Acceptance of Terms

By accessing or using the Service, you represent and warrant that you have read, understood, and agree to be bound by these Terms. If you are using the Service on behalf of an organization, you further represent and warrant that you have the authority to accept these Terms on behalf of that organization.

User Eligibility

You must be at least 18 years old or the age of legal majority in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements. If you are accessing or using the Service on behalf of a minor, you accept full responsibility for their use of the Service.

Content

On this platform Content is referred to any content on this platform, which includes but is not limited to
 
  • Written Content, which is any written content depicted on this platform;
  • Images, which includes photographs, graphics, charts, logos, drawings and other illustrations;
  • Other Media, which means any other media or content that is visual or audio in nature, or a combination of both.
 
You are NOT allowed to reproduce, sell, or modify any part of this website. Terms prohibit the distribution or selling of content on a standalone basis, as well as the use of content in any immoral or illegal way. Most of our Images are courtesy of pixabay as free downloads from that siteTo view pixabay‘s full Terms of Service, please visit https://pixabay.com/service/terms/. 

 

All our content is for informational purposes only and you should not construe any such information or other material as legal, tax, investment, financial, or other advice. This is not a substitute for professional financial service and should never be taken as one. Any reference to a specific investment or analysis strategy is only to assist in learning, and shall never be relied upon when making future investment decisions.

The information on this website may be changed without notice and is not guaranteed to be complete, correct or up-to-date. While we try to revise the website on a regular basis, it may not reflect the most current developments. All blogs and related information are never considered to be a solicitation for any purpose, in any form or content.

We try to provide accurate information regarding all our content, but it may not apply directly to your individual situation. We are not financial advisors and we recommend you consult with a financial professional before making any serious financial decisions.

Charts and Graphs

Past chart performances as well as chart patterns, candlestick patterns, and other strategies illustrated on our website may show the history of the investment associated with those performances, but is not necessarily indicative of future investing results. We do not guarantee that such information is accurate or complete, and it should not be relied upon as such.

Personal Finance Page

Our ‘Personal Finance’ page is based on personal stories and shall not be considered advice to your personal situation. That page only reflects personal experiences and methods we took to go through life. We do not create a personal relationship with you, which concludes that any problem-solving strategy illustrated on our website may not work for you. We do not deem any strategy to be correct or healthy, and you should not apply any strategy presented to your personal life if it is based on the fact you consumed our content. 
 

Self-Development Page

Our ‘Self-Development’ page consists of personal stories and shall not be considered advice to your personal situation. That page only reflects personal experiences and methods we took to go through life. Any problem-solving strategy may not work for you. We do not deem any strategy to be correct or healthy, and you should not apply any strategy presented to your personal life if it is based on the fact you consumed our content. 
 

External Links

Because the material made available on external sites is not under the control of The Finance Journalist, we make no representation to you about these sites, or the material you may find. The fact that The Finance Journalist has linked to these sites does not constitute an endorsement or recommendation of any kind. The links to these sites are being provided only as a convenience to you, and are strictly for informational purposes only.
 

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of The Finance Journalist and its licensors. The Service is protected by copyright, trademark, and other laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

User Conduct

When using the Service, you agree not to engage in any of the following prohibited activities:

  • Violating any applicable law or regulation;
  • Infringing upon the rights of others;
  • Interfering with or disrupting the Service or servers or networks connected to the Service;
  • Gaining unauthorized access to any portion of the Service or any other systems or networks;
  • Engaging in any fraudulent, deceptive, or misleading behavior;
  • Uploading or transmitting viruses, worms, or any other malicious code;
  • Collecting or storing personal information about other users without their consent.

 

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall The Finance Journalist, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use of the Service, whether based on warranty, contract, tort (including negligence), or any other legal theory. 

We are not holding any license for financial services and are therefore not providing financial advice of any kind. The Finance Journalist cannot be held responsible for any inaccurate statements on this website. The Finance Journalist can also not be held responsible for any decisions made by you following the consumption of the content presented. 

We want you to understand that we do not create an advisor client relationship with you when you use this website. Therefore, nothing presented on this website is directed at you personally and it is your sole responsibility to evaluate the content consumed.

Indemnification

You agree to defend, indemnify, and hold The Finance Journalist harmless from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney’s fees and costs, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

Modification and Termination

We reserve the right, in our sole discretion, to modify or terminate the Service or these Terms at any time without prior notice. We may also impose limits on certain features or restrict your access to parts or all of the Service without liability or prior notice.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of laws principles.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

Entire Agreement

These Terms constitute the entire agreement between you and The Finance Journalist regarding the Service and supersede all prior or contemporaneous understandings or agreements, whether written or oral, regarding the Service.